Pickpook: The Unseen Edu & Travels: Top 3 Best Travel Insurance Companies For USA In March 2023

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Top 3 Best Travel Insurance Companies For USA In March 2023

Our analysis found that basic coverage plans for a week-long international trip, we have listed the top 3 best travel insurance companies for USA

Thursday, 16 March 2023

/ by Gabriel Okenwa
One of your safety measures to take as a traveler is getting yourself a good travel insurance company you can confide in. Of course, travel has changed, so are the processes.

With high prices, changing labor market, and the pandemic still fresh on our mind, we can't afford to take the risk of traveling to a new destination without having our travel insurance.

Be it that you're going on a sudden road trip or you're traveling outside the country for months for a long adventure, study, or job seeking, travel insurance gives you that peace of mind you need in these unpredictable moments.

Meanwhile, we have carefully listed out the best travel insurance companies for 2023 which can guarantee your safety, finances, and belongings while you're abroad.

Top 3 Best Insurance Companies For March 2023:


The best travel insurance company you can rely on for families because two of its plans include coverage for children under 17 at no additional cost.

However, the Insurance company features two main plans for international trips –Travel Basic and Travel Select–plus: a Travel America plan for trips in the United States. The two plans, Travel Select and Travel America include children 17 and under in its pricing.

For an affordable plan that is perfect for backpackers, students, small groups or those on a budget, the Travel Basic plan is the suitable one to go with. These plans, however, cover trip cancellation and interruption at 100% of trip cost and offer up to $2,000 for trip delays or missed connections.

On the other hand is the Travel Select plan which allows travelers to customize their plans with upgrades such as additional medical benefits, a “cancel for any reason” option, car rental collision insurance and adventure sports coverage. Travelex also offers a pre-existing condition waiver when you buy the Travel Select plan within 15 days of the first trip payment.

Advantages of using Travelex Insurance Company:

  • Flight insurance plans available
  • Pre-existing conditions waiver
  • Several upgrades available.


  • Upgrades not available for the Basic plan
  • Customer service has limited operating hours


For business and frequent travelers, Allianz Insurance company happens to be the best plan because of its annual travel plan.

Allianz has a handful of excellent plans offering a wide range of options from basic cancellation benefits to a multi-trip business travel plan. These plans however include a 24-hour multilingual assistance hotline and the TravelSmart App which gives quick access to travel advisories, local medical facilities, mobile claims filing, and much more.

For frequent travelers, Allianz’s AllTrips Executive plan is designed to make business trips a whole lot easier. This plan provides coverage for cancellation, interruption, emergency medical and transportation. It also includes rental car damage and theft, business equipment coverage (for lost, stolen, damaged or delayed equipment) and covers any reasonable costs incurred in renting replacement business equipment.

Another one of Allianz’ highlights is its lack of age restrictions (most other insurers do) and some of its plans cover kids 17 and under when traveling with a parent or grandparent.

Advantages of using Allianz Insurance company:

  • Epidemic coverage endorsement
  • Allianz TravelSmart App
  • Annual plan geared to business travelers
  • 24-hour multilingual assistance hotline.


  • Low medical coverage
  • No "cancel for any reason" benefit.

HTH Travel Insurance:

For best long-term international travel, HTH Travel Insurance company stands out, especially for expats and students.

HTH Travel Insurance offers comprehensive medical insurance for individuals and families traveling outside their home country for at least three months out of the year. This Xplorer Plan has no deductible for office visits, no waiting periods for preventive care services and eliminates the pre-existing condition waiting period when the insured has proof of prior creditable coverage.

HTH Travel Insurance also offers international health insurance for students with flexible trip duration options. This plan has an unlimited annual and lifetime medical care maximum and includes contraceptive services and supplies, as well as prescriptions. In addition to unlimited telemedicine services, the plan covers medically necessary COVID-19 testing and treatment.

HTH Travel Insurance also provides access to global health and safety services which include 24/7 call assistance, access to elite international doctors and hospitals and translated medical terms.

Advantages of using HTH Travel Insurance company:

  • Travel medical insurance for groups of 5 or more
  • International expatriate comprehensive coverage
  • App mPassport to find doctors, pharmacies, and translations of drug names
  • Pet medical expenses coverage.


  • 12-hour wait for bag delay coverage (24 hours under the economy plan)
  • "Cancel for any reason" option only offered in the Preferred plan
  • Participants must be enrolled in a primary health plan to be eligible for the multi-trip plan.

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